RFCP Significant Features and Benefits
- Only the best of the best are accepted as members, ensuring a superior risk pool.
- The RFCP combined 17-year loss ratio of 45.5% is the result of our members' focus on safety, selective underwriting, and the effectiveness of our loss control and claims management services.
- Offering individually tailored, behavioral based safety programs, with a track record of preventing claims.
- Providing aggressive individual claims management that allows you to direct how a claim is handled.
- Quarterly claim reviews and consulting on cases involving severe injury, rehabilitation, early return to work, modified duty, potential fraud, and the like.
- Ability to recoup up to 62.9% of your premium, based on your company's loss experience
- Historical investment income of 2-5% on your loss fund dollars.
- One of the most experienced captive management teams in the industry.
- Members may participate in program governance through sub-committees:
- Management
- Safety
- Claims
- Service providers are directly accountable to members individually and collectively.
- Members have the greatest possible control over the management, and ultimate cost, of their insurance program.
- Comprehensive Workers' Compensation, General Liability and Property Coverage provided in all 50 states.